FLOOD INSURANCE

Homeowners Insurance does not cover damage to your property that results from flooding. You must puchase additional Flood Insurance to protect your property and belongings from damage due to flooding. Certain ares designated as Special Flood Hazard Areas may require Flood Insurance as a precondition for a federally-backed mortgage.

You should consider purchasing flood insurance even if you don't live in a high-risk area for floods. According to FEMA, approximately 25 percent of all flood insurance claims come from areas that are at low to moderate risk for floods..

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